TriStarAdvisors.com Terms of Use
(Date of Last Revision: August 14, 2024)
TriStarAdvisors.com is not a government website and is not affiliated with any government agency.
TriStarAdvisors.com is a website owned and operated by Tri Star Advisors, Inc. (“Tri Star Advisors,” “we” or “us”). TriStarAdvisors.com is a private, for-profit website and Tri Star Advisors is a private, for-profit company. These terms and conditions (the “Terms and Conditions of Use”), together with the Privacy Policy, (collectively, the “Agreement”), set forth the terms and conditions governing your use of www.TriStarAdvisors.com (the “Website”). The terms “you” or “your” as used in these Terms and Conditions of Use each refers to you as the user of the Website. The information on this website is for informational purposes only and is not intended to be used as a substitute for individual advice from a licensed professional based on your specific personal circumstances.
In accordance with your use of the Website, please note that we (i) may present advertiser offers and programs as an affiliate, and earn a commission on sales generated from this Website and (ii) may refer you to or provide personal information you submit to us to third party advertisers or partners in connection with this Website. We are not responsible or liable for what our advertisers or partners do with your personal information if you submit your information directly to them. For more on how we collect, store and use your personal information we collect through the Website, view our Privacy Policy.
ARBITRATION NOTICE: These Terms and Conditions of Use contain a binding arbitration agreement. Except for certain types of disputes described in the arbitration section below or where prohibited by applicable law, you agree that disputes between you and us will be resolved by binding, individual arbitration.
Website Terms and Conditions of Use
1. Terms
By using, navigating or accessing this Website, including any services provided to you on, from, or through the Website, you are agreeing to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. Please read these Terms and Conditions of Use and the Website Privacy Policy carefully before using the Website. If you do not agree with all of the terms and conditions contained in this Agreement, you are prohibited from using, navigating or accessing this Website. These Terms and Conductions of Use may be changed by us from time to time without notice to you and the governing version will be posted on the Website. Please review the posted terms on a regular basis as your use of the Website will be governed by the then-current Terms and Conditions of Use. The materials contained in this Website are protected by applicable copyright and trademark law.
2. Use License
To the best of its knowledge, Tri Star Advisors owns or has the right to use all of the data, materials, software information, trademarks, service marks, text, images or other content contained on the Website (the “Content”). In connection with using the Website, we grant to you a revocable, non-exclusive, non-transferable, non-sublicensable, limited license to access the Website and its Content. This license further gives you permission to temporarily download and/or print one copy of the Content on the Website for personal, non-commercial transitory viewing only. This license grant is not a transfer of title, and under this license you may not, except as expressly stated above:
- modify or copy the Content;
- use the Content for any commercial purpose, including without limitation for similar or competing services to those provided on the Website;
- distribute or publicly display the Content for any purpose (commercial or non-commercial);
- attempt to decompile or reverse engineer any of the Content (including software) contained on the Website;
- remove any copyright or other proprietary notations from the Content;
- transfer the Content to another person or “mirror” the Content on any other server; or
- otherwise use the Content in any manner or for any purpose that would constitute infringement of Tri Star Advisors’ or its licensors’ intellectual property rights.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by Tri Star Advisors at any time in its sole discretion. Upon terminating your viewing of the Content or upon the termination of this license, you must destroy any downloaded Content in your possession whether in electronic or printed format.
3. Communications with the Website and Use of Personal Data
You may submit certain information and we may collect certain information from you, including personal information, in connection with your use of the Website and the services provided on the Website. By using the Website and submitting information to us, acknowledge and agree to Tri Star Advisors’s collection and use of your personal information as described in these Terms and Conductions of Use and in our Privacy Policy. By providing or submitting information, you represent and warrant that you have all necessary rights to provide such information to us and that all such information is truthful and accurate to the best of your knowledge.
By submitting your personal information through the Website, you agree that we may share such personal information with our affiliates and advocates and that such affiliates and advocates may contact you directly to market products and services to you. By choosing to submit or provide your personal information to us, you are authorizing MedicalPlanFinder, or one of its affiliates or advocates, to contact you about products and services through various communication methods including, live chat, email, phone call, pre-recorded messaged, and text messages. When you complete one of our forms or surveys on the Website or submit an information request, you acknowledge and agree that MedicalPlanFinder or one of its affiliates or advocates may contact you directly through one or more of the communications identified above.
4. Prohibited Activities
The following activities are expressly prohibited from the Website:
- using the Content included on the Website for any purpose not expressly authorized by these Terms and Conditions of Use;
- using or submitting any offensive content including, but not limited to, obscene language, obscene references, obscene images, threatening or harassing messages, discriminatory actions, messages, or images, and defamatory statements;
- providing false, misleading, or fraudulent statements or content;
- engaging in activity that is unauthorized advertisements or promotions, including unauthorized solicitation of other users of the Website;
- collecting personal information of other users of the Website without that user’s consent;
- engaging in activity that compromises the Website, including but not limited to hacking, IP attacks, worms, viruses, spamming, phishing, cancel bots, Trojan horses, mail bombing or crashing, or introducing malware;
- engaging in any activity designed to impede the use of the Website by other users, including denial of service attacks, overloading and flooding;
- framing or deep linking into the Website; and
- accessing the Website by means of automated process, spiders, bots or similar device.
5. Federal and State Laws
The Website is operated from the United States. When using the Website, one the Website, or when using any Content, you must obey all applicable U.S.-based federal, state and local laws.
6. DISCLAIMER OF WARRANTIES
TO THE FULLEST EXTENT ALLOWED BY LAW AND EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN OR ON THE WEBSITE, THE WEBSITE, THE SERVICES PROVIDED THROUGH THE WEBSITE, AND THE CONTENT ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY INFORMATION OR ADVICE THAT MAY BE GIVEN, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. ALL USE OF THE WEBSITE OR ITS CONTENT IS AT YOUR OWN RISK. TO THE FULLEST EXTENT ALLOWED BY LAW, TRI STAR ADVISORS MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. TRI STAR ADVISORS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE WEBSITE, THE SERVICES ON THE WEBSITE, OR THE CONTENT ON THE WEBSITE OR OTHERWISE RELATING TO SUCH CONTENT, OR ANY CONTENT ON ANY THIRD PARTY SITES LINKED TO THIS WEBSITE. YOUR RELIANCE ON THE ACCURACY OF ANY CONTENT ON THE WEBSITE TO MAKE ANY PERSONAL, FINANCIAL OR OTHER DECISIONS IS AT YOUR OWN RISK.
WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE THAT TRI STAR ADVISORS DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE ACCESSIBLE WITHOUT INTERRUPTION OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLE ARE FREE FROM ERRORS, DEFECTS, DESIGN FLAWS, OMISSIONS, VIRUSES, OR OTHER HARMFUL COMPONENTS. BY PROVIDING THE WEBSITE AND THE SERVICES AND CONTENT ON THE WEBSITE, TRI STAR ADVISORS DOES NOT IN ANY WAY PROMISE THAT THE WEBSITE, SERVICES, AND CONTENT WILL REMAIN AVAILABLE TO YOU. TRI STAR ADVISORS IS ENTITLED TO TERMINATE ALL OR PART OF ANY OF THE WEBSITE AT ANY TIME, IN ITS SOLE DISCRETION WITHOUT NOTICE TO YOU.
STATEMENTS FROM THIRD-PARTY SITES MAY CONTAIN OPINIONS, VIEWPOINTS, ADVICE, OFFERS, OR OTHER THIRD-PARTY CONTENT. RELIANCE ON ALL SUCH THIRD-PARTY CONTENT IS AT YOUR OWN RISK AND SHOULD NOT NECESSARILY BE RELIED UPON. SUCH THIRD-PARTY SITES ARE SOLELY RESPONSIBLE FOR SUCH CONTENT. TRI STAR ADVISORS DOES NOT: (I) GUARANTEE THE ACCURACY, LEGITIMACY, COMPLETENESS, OR USEFULNESS OF ANY THIRD-PARTY CONTENT ON A THIRD-PARTY SITE, OR (II) ADOPT, ENDORSE, OR ACCEPT RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY THIRD-PARTY OPINION, ADVICE, OR STATEMENT FROM A THIRD-PARTY SITE. UNDER NO CIRCUMSTANCES WILL TRI STAR ADVISORS BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGES RESULTING FROM YOUR RELIANCE ON THIRD-PARTY STATEMENTS OR OTHER CONTENT ACCESSIBLE BY A LINK ON THE WEBSITE.
7. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT ALLOWED BY LAW, IN NO EVENT SHALL TRI STAR ADVISORS OR ITS SUPPLIERS OR AFFILIATES BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF OR ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THE WEBSITE, OR THE SERVICES OR THE CONTENT ON THE WEBSITE, OR ANY HYPERLINKED THIRD PARTY SITE, EVEN IF TRI STAR ADVISORS OR A TRI STAR ADVISORS AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. THE LIABILITY OF TRI STAR ADVISORS AND ITS AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES AND THIRD-PARTY SERVICE PROVIDERS WITH RESPECT TO ANY AND ALL CLAIMS ARISING OUT OF YOUR USE OF THE WEBSITE OR THE CONTENT OR SERVICES OBTAINED THROUGH THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, SHALL NOT EXCEED, IN THE AGGREGATE, THE GREATER OF THE PRICE OF THE SERVICES YOU RECEIVED OR FIFTY DOLLARS ($50) .
8. Indemnification
You agree to indemnify, defend and hold harmless Tri Star Advisors and its affiliates, employees, agents, representatives and third-party service providers, for any and all claims, demands, actions, liability, fines, penalties and expenses that may arise from any of your acts through the use of the Website. Such acts may include but are not limited to: providing information to or communicating with Tri Star Advisors or its affiliates, unauthorized use of Content or other material obtained through the Website, engaging in a prohibited activity, or any other action that breaches these Terms and Conditions of Use.
9. Arbitration
Any controversy or claim arising out of or relating to these Terms and Conditions of Use, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The place of arbitration shall be Maryville, Tennessee, U.S.A.
10. Revisions and Errata
The Content appearing on the Website could include technical, typographical, or photographic errors. Tri Star Advisors does not warrant that any of the Content is accurate, complete, or current. Tri Star Advisors may make changes to the Content at any time without notice to you. Tri Star Advisors does not, however, make any commitment to update the Content.
11. Third Party Site Links
The Website may contain links to other third-party websites or Internet locations controlled, owned, and operated by third parties (“third-party sites”). Tri Star Advisors has not reviewed all of the third-party sites linked to the Website and is not responsible for the contents of any such linked site. All links to such third-party sites from the Website have been provided for your convenience. The inclusion of any link to a third-party site does not imply endorsement, sponsorship or approval by Tri Star Advisors of the third-party site. Tri Star Advisors has no control for the content or accuracy of the content of any such third-party site or location. Your use of any such linked third-party site is at your own risk, and Tri Star Advisors expressly disclaims any responsibility for the content or results from your use of such third-party sites.
12. Website Terms and Conditions of Use Modifications
Tri Star Advisors reserves the right to revise this Agreement, including the Terms and Conditions of Use, at any time without notice to you in its sole discretion. By using the Website, you are agreeing to be bound by the then current version of the Agreement, including the Terms and Conditions of Use. Accordingly, we encourage you to visit this section of the Website regularly to remain informed of any changes.
13. Governing Law
Any claim relating to Tri Star Advisors or the Tri Star Advisors Website shall be governed by the laws of the State of Tennessee without regard to its conflict of law provisions.
14. Assignment
Tri Star Advisors may freely assign its obligations and rights under these Terms and Conditions of Use, including all personal information in its possession which it has collected during your use of the Website.
15. Entire Agreement
This Agreement constitutes the entire agreement between you and Tri Star Advisors regarding the Website and supersedes and replaces any prior agreements/ communications between you and Tri Star Advisors. If any portion of this Agreement is declared or held unlawful, invalid, or unenforceable, then such portion of the Agreement shall be replaced with a provision that is lawful having the closest effect to the unlawful provision, and will not affect the validity or enforceability of the remainder of the Agreement.
16. Questions
If you have any questions or comments about these Terms and Conditions of Use or this Website, please contact us by email at helpdesk@tristaradvisors.com.